Orb provides a unified, fully secure, real-money payments infrastructure designed to reduce costs, simplify complexity, and increase profitability — especially for low-value and high-volume transactions.
Built for modern businesses operating across jurisdictions, currencies, and evolving subscription models.
Traditional payment systems were not designed for today’s digital, usage-based economy. High fees, intermediaries, fragmented reconciliation, and operational overhead reduce margins — particularly for micro-payments.
Core Capabilities:
Direct bank-to-bank settlement infrastructure
Optimised processing for low-value (micro) payments
Automated reconciliation and reporting pipelines
Transparent pricing structure
Real-time analytics and performance insights
We leverage advanced financial technology to build scalable, compliant, and resilient payment systems designed for enterprise-grade performance.
Usage-based • Recurring • Hybrid billing
Optimised for low-value, high-frequency transactions and flexible subscription models — usage-based, recurring, or hybrid.
Designed to maximise payment efficiency while reducing processing costs for high-volume transaction environments.
GDPR • PCI-DSS • Enterprise Security
End-to-end encryption, secure authentication, and compliance with GDPR, PCI-DSS, and regulatory standards.
Advanced infrastructure protection, transaction monitoring, and secure data handling ensure reliability and trust across every payment flow.
Open Banking • Global Rails • Multi-Currency Networks
Unified API connecting to major banking rails, Open Banking frameworks, and multi-currency payment networks worldwide.
Simple Integration • Flexible Infrastructure
Simple integration with no enterprise app required. Fully white-label, scalable, and adaptable to evolving business needs.
Simple Integration • Flexible Infrastructure
Secure, dynamic QR payments enabling fast real-money transfers across physical and digital environments.
We provide infrastructure-level capabilities traditionally accessible only to major financial institutions.
Low-value transactions processed efficiently and cost-effectively — ideal for:
Direct bank-to-bank settlement infrastructure
Optimised processing for low-value (micro) payments
Automated reconciliation and reporting pipelines
Transparent pricing structure
Real-time analytics and performance insights
Orb manages:
Payment processing
Reconciliation and reporting
Dispute handling workflows
Customer-facing payment queries
Compliance and regulatory monitoring
Create and manage flexible subscription structures:
Usage-based billing
Item-level pricing
Hybrid consumption models
Multi-currency support
This allows enterprises to reduce internal back-office payment operations and focus on growth.
Built on resilient, enterprise-grade infrastructure designed for continuous availability and operational stability.
Orb’s Enterprise functionality is designed with broad businesses requirements at its core. Businesses enable Orb through a simple API. No App is required. It is a white-label solution that integrates into a business’ core functionality and branding. Each business has a dedicated account manager to help with any task: from registration to account management queries.
Our focus is on serving its Enterprise clients, whose customers are directed to use a simple App available in the Apple Store or Google Play. Enterprises rely on their clients using the App for making payments, thereby reducing the enterprise’s costs and enhancing profitability.
Like the Enterprise API, the App is fully secure, encrypted, safe and respects all relevant data privacy laws and regulations (e.g., GDPR and PCI-DSS).
The integration of the consumer App and Enterprise solution means that Enterprises do not need to interact with customers for ongoing account issues such as complaints, refunds, basis questions, allegations of fraud, etc. We take on that function.
The Orb payments infrastructure takes responsibility for the entire payment’s functionality, from processing payments, to producing reports, handling customer interfaces, complaints, refunds, promotions, pricing specials, etc.
We free up businesses from those non-productive activities to let them focus on their core competencies.
Contact Orb for a free demonstration of our payments technology, variable subscription services functionality and to discuss additional features that Orb can provide.
